![]() |
![]() |
#1 |
Registered
FALaholic #: 9429 Join Date: Feb 2003
Location: west ky
Posts: 160
|
I Heavy into bonds in my 401K, what to move to?
I have a lot of bonds, what to move it to.
I still think the dept load is still too much but things are better than two years ago, but I am hearing things could go bad for bonds, what would be a strategy to move into? |
![]() |
![]() |
![]() |
#2 |
Registered
Bronze Contributor
FALaholic #: 34604 Join Date: Feb 2008
Location: SA Tx
Posts: 14,142
|
How old? What’s your return, risk you want to take on? Getting in on the top of a bull market will take some consideration
__________________
Giving people the benefit of the means it’s ok to screw you over. Expect the worst, and you'll never be disappointed. Before trying to beat the odds, make sure you can survive the odds beating you. |
![]() |
![]() |
![]() |
#3 | |
Registered
FALaholic #: 21705 Join Date: Nov 2006
Location: Marietta, Georgia
Posts: 10,275
|
Quote:
Bonds are funny. Conventional wisdom is that debt load is bad for bonds and they're probably right about that. The real metric of course is interest rates, most folks (myself included) would have expected them to be higher by now. Frankly I don't see how they can not go up but I ain't a bond guy. My take is you're probably OK hanging on to some short term stuff but I'd be getting out of any long term committments to the bond market too. Personally I've never owned much in the way of bonds and my portfolio is happy for it.
__________________
Urban free range hippies are pushovers. Especially with a D-9 Cat. -L. Haney If God wanted us to carry Glocks, John Browning would have invented them. -shooter_37 Do or do not. There is no try. -Yoda |
|
![]() |
![]() |
![]() |
#4 |
Khemi, Stygia
Contributor
FALaholic #: 4143 Join Date: Sep 2001
Location: Khemi, Stygia
Posts: 10,565
|
Mark Cuban and Warren Buffay both say cheap S&P 500 index funds.
If the market goes down, and you stay with it and keep investing, you'll be buying more shares when they are low, which will work in your favor when they go back up. I'm not telling anybody to do that. That's just what I read.
__________________
Hai ![]() |
![]() |
![]() |
![]() |
#5 |
Registered
Bronze Contributor
FALaholic #: 34604 Join Date: Feb 2008
Location: SA Tx
Posts: 14,142
|
I could see your side Mebs if he maybe transferred say 25% of his portfolio a year till he got the balance right. I have the opposite of his problem. The problem with bonds now is the rate just keeps up with inflation
__________________
Giving people the benefit of the means it’s ok to screw you over. Expect the worst, and you'll never be disappointed. Before trying to beat the odds, make sure you can survive the odds beating you. |
![]() |
![]() |
![]() |
#6 |
Registered
FALaholic #: 1312 Join Date: Oct 2000
Location: Northern Virginia
Posts: 1,525
|
I'd wait until the stock market goes through a correction before I'd move any money into it.
Last edited by nvcdl; October 08, 2018 at 19:25. |
![]() |
![]() |
![]() |
#7 |
Registered
FALaholic #: 1982 Join Date: Jan 2001
Location: Where I am
Posts: 5,645
|
At the top of a market, or so I am told (yet I don't much listen, because I am old).
Is to get into cash and wait for a crash Then buy undervalued stocks then sit on your ass For years and years you wait for a gain And then once you spot it, do it again. We 'invest' in the market not for pleasure or pain But to secure our future but it is all so in vein for the market is controlled by those we know not and this Ponzi scheme requires that someone gets shot Will it be you or will it be, I? I'd like to retire, before I die And leave to my brother(s) that which I had saved And toss my ashes on ground loved instead of a grave. Bama Steve. ![]()
__________________
Being dyslexic has a bright side - it's easy to put things back together |
![]() |
![]() |
![]() |
#8 | |
Registered
FALaholic #: 1982 Join Date: Jan 2001
Location: Where I am
Posts: 5,645
|
Quote:
I sent that ^^^^^^ to my Fidelity financial advisors who sit on their asses and take our money for a paycheck - and axed them who has time to manage these financial decisions while making the money that they live-upon. I stated that THEY are the only ones with the time to do so - get on it. This is your full time job!! Sheepish-lot. They either work for us or need to be fired. ![]()
__________________
Being dyslexic has a bright side - it's easy to put things back together |
|
![]() |
![]() |
![]() |
#9 | |
Registered
FALaholic #: 21705 Join Date: Nov 2006
Location: Marietta, Georgia
Posts: 10,275
|
Quote:
__________________
Urban free range hippies are pushovers. Especially with a D-9 Cat. -L. Haney If God wanted us to carry Glocks, John Browning would have invented them. -shooter_37 Do or do not. There is no try. -Yoda |
|
![]() |
![]() |
![]() |
#10 | |
Registered
FALaholic #: 1982 Join Date: Jan 2001
Location: Where I am
Posts: 5,645
|
Quote:
They called me today and set-up a telecon for tomorrow afternoon. Should be interesting conversation considering the market correction today and the FACT that all my bond investments that they told me to get into were either flat or negative as a result of this correction. This UP market is BS and inflated by the after-effects of QE several years ago not to mention the pent-up savings as a result of the last administration's policies.
__________________
Being dyslexic has a bright side - it's easy to put things back together |
|
![]() |
![]() |
![]() |
Thread Tools | |
Display Modes | |
|
|